Loan Application Information


Refinancing your current VA loan with no out of pocket costs.

It’s never been easier to refinance using your VA loan benefit. Our streamlined process allows you to lower your monthly payment or take cash out of your home with very little work and no money out of your pocket.

A VA Streamline Refinance Makes it Easy
A VA streamline is a quick and easy way to lower your rate and save you money.
VA Streamline Benefits Include:

  • No out-of-pocket costs
    • In some cases, No appraisal required
    • No income verification required to qualify
    • Lower your rate with only 0.5% funding fee!


If your current interest rate is above 5%, take advantage of all time low interest rates and save money every single month with no out of pocket costs.

Lower Your Monthly Payment

The Fed has reduced interest rates yet again bringing them down to all-time record lows. Analysts predict a large increase in interest rates in coming months so the time to refinance is now! Whether you are currently in a VA Loan, or are in a Conventional loan, a VA refinance can save you big every single month.

New Cash-Out Refinance Option

Recent legislation has created a special opportunity for you to refinance your existing mortgage into a VA Loan with great benefits. The Veterans’ Benefits Improvement Act of 2008 allows you to free up cash with a Cash Out Refinance, up to 80% of your current loan-to-value. Use the cash out program to pay off debt, make home improvements, or simply to have more cash on hand each month.

Remember, when you obtained your VA Loan, you did not exhaust your VA loan eligibility. You are eligible to refinance. Contact us now for help!


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Security America Mortgage Inc. 7514 Shadyvilla Ln.  Houston, TX 77055

Toll Free Phone: (888) 295-4055 Fax (888) 853-1555

Branch MLS#: 355253   Eduardo Sera - Sr. VA  Loan Specialist NMLS#: 304564


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