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An eligible surviving spouse can use the VA home loan benefit to buy or refinance a primary residence in Texas, but eligibility is based on federal VA rules rather than Texas residency alone. The most […]

VA loans limit which closing costs an eligible Texas Veteran, service member, or qualifying surviving spouse can be required to pay, but the rules are more precise than a simple list of ‘allowed’ and ‘prohibited’ […]

The U.S. Department of Veterans Affairs does not set a universal minimum credit score for VA-backed home loans, but private lenders are allowed to establish their own credit standards. For Texas borrowers, that distinction matters […]

VA loans limit what an eligible Veteran, service member, or qualifying surviving spouse can be required to pay at closing, but the rules are more nuanced than a simple list of ‘allowed’ and ‘prohibited’ fees. […]

A VA cash-out refinance can help an eligible Texas Veteran replace an existing mortgage, refinance a non-VA loan into VA financing, or access home equity, but the maximum loan-to-value ratio depends on more than the […]