VA Loans

A VA cash-out refinance can help an eligible Texas Veteran replace an existing mortgage, refinance a non-VA loan into VA financing, or access home equity, but the maximum loan-to-value ratio depends on more than the[...]

A VA loan cannot be used to buy a Texas property solely as an investment from day one, but it can be one of the strongest financing tools for an eligible Veteran who genuinely plans[...]

A foreclosure can make the next mortgage application more complicated, but it does not permanently end a Texas Veteran’s ability to use the VA home loan benefit. Under the current VA Lender’s Handbook, a foreclosure[...]

A joint VA loan in Texas can allow an eligible Veteran or service member to buy a primary residence with another borrower, including a non-Veteran partner, family member, friend, or another VA-eligible borrower. The key[...]

In Texas, the word “veteran” does not have one universal definition that controls every benefit. Under federal veterans law, a veteran is generally someone who served in the active military, naval, air, or space service[...]

A VA loan can allow an eligible Texas veteran, active-duty service member, or qualifying surviving spouse to buy a primary residence with no down payment when the sales price is supported by the VA appraisal[...]

Eligible veterans, active-duty service members, and qualifying surviving spouses can use VA financing for certain manufactured homes in Texas, but the property type has to be identified correctly before the loan is structured. A home[...]

A VA loan assumption in Texas allows an approved buyer to take over the remaining balance, interest rate, payment schedule, and maturity date of an existing VA-backed mortgage instead of replacing it with a new[...]